Short Term Issues
Among the most significant questions asked by families immediately after a catastrophic injury or illness are:

• Identifying health insurance benefits.
• Obtaining the "master provider contract" from the health insurer to review exclusions, limitations, and definitions that can be used to deny benefits.
• Apply for state and federal medical benefits.
• Prepare a comprehensive discharge plan utilizing and coordinating benefits from all available sources.
• Appoint a guardian when necessary.
• Identify any third party claims (claims against an individual or company that caused the injury).
  

Long Term Issues
Among the most important questions asked by families concerning long term medical benefits/legal rights are:

• Apply for Social Security Disability (SSD), Supplemental Social Security benefits, Medicare and Medicaid.
• Coordinate health insurance benefits with school district benefits, waiver programs and any other sources to pay for long term needs.
• Investigation of the accident to determine if a personal injury claim should be pursued.
• Work with an attorney/advocate to prepare for school re-entry (IEP process).
• Identify and negotiate for extra-contractual benefits.
• Filing all necessary health insurance appeals in a timely manner.
  

Mr. Romano's office will provide immediate assistance to answer the above questions.

To Have Your Questions Answered Call: 1-800-331-4134